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Health & Wellness

The Missing Class: Portraits of the Near Poor in America

By Katherine S. Newman and Victor Tan Chen, Beacon Press. Posted September 6, 2007.


Hospital patients in low income communities often receive second-rate care -- even when they are insured.
missingclass
missingclass
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The following is an excerpt from Chapter 5 of The Missing Class: Portraits of the Near Poor in America.

While the uninsured are most at risk, researchers estimate that about a fifth of insured individuals are underinsured and face limits on coverage or substantial financial costs if faced with an illness. -- Kaiser Commission on Medicaid and the Uninsured, 2002

THE HALL FAMILY

Gloria Hall is angry. She is angry at the board of her co-op, who refused to get her a parking space in the building even though her car mirrors have been smashed twice and there are plenty of unused spaces in the lot. Gloria will even get up and agitate about it at the co-op meetings, so much so that her neighbors routinely boo her off the floor.

She's upset at her bank, which charged her huge fees for bounced checks and never told her about them, until she noticed her savings account was a few hundred dollars short. In a fit of fury she closed her account -- and then found herself struggling to open a new one, having lost the citizenship papers a new account required.

Come to think of it, Gloria is angry at America. She came here as a teenager from Panama, just one more descendant of slaves hoping for an opportunity up north, but soon enough she had her fill of the word "nigger," the rude stares, and the constant harping about how people from other countries were lazy and degenerate and uncultured -- when she knew for a fact that wealthy, powerful America couldn't even care for its own.

She is truly furious with her ex-husband, the father of her three children. When she first met him he was a responsible black man, a supervisor at the factory where she worked, who eventually got hired by a construction company. But after the two were married, Samuel went "off the deep end." He started drinking; he drank so much that he would collapse and get robbed as he stumbled back home. He got hooked on drugs and began hanging out in crack houses.

Samuel went to live with his sister in Jersey and supposedly cleaned up his act, but when he came back to Brooklyn nothing had changed. He became a deadbeat dad, too busy drinking to attend when Mallory, their eldest son, graduated from junior high. Samuel barely noticed when Mallory went off to a boarding school in Massachusetts at the age of thirteen, and he seemed too busy to care when Mallory graduated and joined the army.

Gloria divorced him. Wounded by this turn of events, Samuel found his way into a treatment program, recovered fully, and -- wonder of wonders -- found a well-paying, white-collar job. Gloria's wrath did not die; he was still a good-for-nothing man who had time for a girlfriend and Saturday overtime at the firm but couldn't manage to pick up the two younger kids for the weekend -- his court-mandated weekend -- and couldn't be bothered to pay his full share of child support. Yet he had the nerve to tell their sons that Gloria was greedy for asking.

She is fed up, too, with those sons of hers, thirteen-year-old Stephen and nine-year-old Terrell, who expect the world of her -- to play catch even though she's sick, to take them to the movies even though she's tired, to pay for a school trip to Spain even though she can barely save a dollar, to make them into men even though she doesn't know how -- and yet expect nothing from their father. Is she the only one who notices? He's the one who shuts them up in their rooms with Game Boys while he goes off to his weekend shift at work. He was the one who kept promising to take Terrell fishing but never did. He was the one who said he'd accompany Stephen to a play but decided at the last minute he wasn't "properly dressed" and bailed. She is angry that they are not angry.

And then eighteen-year-old Mallory goes off to the military and signs an insurance policy that will give the money 50-50 to his father and mother -- 50-50! -- when she was the one who raised him, was there for him when his own dad was off giving a bad name to fatherhood everywhere.

But what makes Gloria angriest of all -- what sinks her into long bouts of depression and suicidal thinking, pushes her onto the very edge of her sanity -- is that she is dying.

She has been diagnosed with thymoma, a rare cancer of the thymus. It started in that small vestigial gland behind her breastbone, then spread to her bloodstream, and then into her diaphragm, requiring the removal of part of her lungs. Gloria went through chemotherapy. The cancer went into remission -- only to come back several years later. A few years ago, things reached a point where she felt the need to approach her ex-husband about her health. She needed to make sure he would take care of Terrell and Stephen if she died. Her expectations of


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Ah!
Posted by: talkville on Sep 6, 2007 1:26 AM   
Current rating: 5    [1 = poor; 5 = excellent]
But if Gloria just "works hard and plays by the rules", she may just make that American Dream come true and then, but only then, will she be heard when she tells the "great story" to the media which will RUSH to interview her. Then she will be FOUND. Nowadays, she and millions like her (males and females) bear the name "under-class" rather than scary words like 'proletariat' and such.

Kudos for an article which, if hope is extended to its utmost, may be read and considered by the tiniest fraction of our populace for a minuscule extension in time. After all, it seems that's the Other America, as M Harrington once wrote. For This America, we must watch MSNBC and CNN and especially Fox- "fair and balanced".

Maybe, perhaps, hopefully, this article will spread in time and in space in order to see humanity as it is and not as so many wish it to be. A better world is possible.

[« Reply to this comment] [Post a new comment »] [Rate this comment: 1 - 2 - 3 - 4 - 5]

Whine whine!
Posted by: TT5 on Sep 6, 2007 1:30 AM   
Current rating: 1    [1 = poor; 5 = excellent]
All you Americans do is WHINE about how "horrible" your life supposedly is!

Im sure your doing a lot better then people here or here!

Since there already DEAD!

[« Reply to this comment] [Post a new comment »] [Rate this comment: 1 - 2 - 3 - 4 - 5]

» RE: Whine whine! Posted by: talkville
» RE: Whine whine! Posted by: Ted Wing Blue
» RE: Whine whine! Posted by: ALANHESTER
» RE: Whine whine! Posted by: Blondinista
It's just a DREAM.
Posted by: maxpayne on Sep 6, 2007 6:20 AM   
Current rating: 5    [1 = poor; 5 = excellent]
Look, you can't live a dream. The American Dream has always been and will continue to be a dream (more like a PIPE dream) because it's not always easy getting through those stipulations. My wife, although born here, is the daughter of an Asian couple. The couple, especially her mother, explored the traps and too-good-to-be-true traps and prepared themselves before coming here. Look, if you're going to move to any country, you better be prepared for sneaky surprises and do your research first like an ARMED guard.

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The working poor and the government supported poor
Posted by: DrSuess on Sep 6, 2007 7:08 AM   
Current rating: 5    [1 = poor; 5 = excellent]
There are many Gloria’s out there. I have noticed that there are two types of poor people- the working poor- who cannot afford any health services, and the government supported poor- who get the government supported health care. Medicaid is at least something- I have a friend who has cancer- and is getting care via Medicaid. She waits all day for a one hour appointment, and does get the generic medicines for a $20 co-pay. In order to get Medicaid- you have to have no income at all. Any income from a job- is too much. While I hear all kinds of complaints about the Medicaid system (like waiting in a hospital emergency room for 5 hours while badly bleeding)- it is at least something.

I have another friend who works at a construction job- and does not have access to Medicaid. He makes just enough to support himself. He couldn’t get a tooth pulled when it was causing him incredible pain. It was $500 plus just to get a tooth pulled. So he had to pull it himself. He has no access to any medical care at all. I have had poor families tell me that “we can choose between food stamps and Medicaid”. What a choice.

The working poor- are even poorer than the government supported poor - when it comes to health care.

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Apropos of nothing
Posted by: Logic's Edge on Sep 6, 2007 7:17 AM   
Current rating: 2    [1 = poor; 5 = excellent]
"She is truly furious with her ex-husband, the father of her three children. When she first met him he was a responsible black man, a supervisor at the factory where she worked, who eventually got hired by a construction company. But after the two were married, Samuel went "off the deep end." He started drinking; he drank so much that he would collapse and get robbed as he stumbled back home. He got hooked on drugs and began hanging out in crack houses.

Samuel went to live with his sister in Jersey and supposedly cleaned up his act, but when he came back to Brooklyn nothing had changed. He became a deadbeat dad, too busy drinking to attend when Mallory, their eldest son, graduated from junior high. Samuel barely noticed when Mallory went off to a boarding school in Massachusetts at the age of thirteen, and he seemed too busy to care when Mallory graduated and joined the army."

Kind of suspicious that Sam was doing fine until they were married, then resurfaced after they split. Almost like she drove him under and away from the kids? Maybe she was spending too much time "being furious" about everything.

All just speculation, of course.

[« Reply to this comment] [Post a new comment »] [Rate this comment: 1 - 2 - 3 - 4 - 5]

» RE: Apropos of nothing Posted by: Trazom
» RE: Apropos of nothing Posted by: DaBear
underinsured
Posted by: Trazom on Sep 6, 2007 9:12 AM   
Current rating: 5    [1 = poor; 5 = excellent]
I have seen examples of health insurance companies raising premiums by 100, 200, even 400% on some families with either a seriously chronic or terminal illness in one of its members.

I have personally seen copays and deductibles rise 2-3x faster than my income in the last 6 years, with the latest bout of tests (for a neurological disorder) on one of my family members setting us back $2000 or so, despite very decent health coverage.

The national savings rate is negative, meaning that most likely most people do not have any savings whatsover (outside of their 401k and other retirement funds).

By these standards, aren't the overwhelming majority of us underinsured? I mean really, is this a problem just for the working poor anymore?

[« Reply to this comment] [Post a new comment »] [Rate this comment: 1 - 2 - 3 - 4 - 5]

» RE: underinsured Posted by: ALANHESTER
Sounds like quite a book
Posted by: DaBear on Sep 6, 2007 9:17 AM   
Current rating: 5    [1 = poor; 5 = excellent]
At least someone got an advance from a publisher for documenting the all-too familiar but rarely spoken-of.

In 'Merkuh we're conditioned to be positive, to be optimistic. Sounds to me like that's all bullshirt, intentionally taught by the parasites at the top so we don't throw their furniture on their lawns and burn their barns down every weekend.

Whenever any working person's reality finally breaks though the ruling elite's attitude-floor and Universal coverage is bandied about (usually in a piss-poor, half-hearted manner), the rich quickly get on a rant about how terrible and negative poor folks are and how the hard working public will be disserved by doing this terrible thing that would give them access to health care. The morally depraved and factually bankrupt "discussion" goes away, medicaid and medicare gets propped up, the rich get richer, and the working poor and the no-income poor continue to be bled to feed the parasites. I wonder how long it will take before there's enough of us who get sick of the parasites and things do get ugly.

The one thing that stood out in the article was the relentless beating this woman took from "life" and how 90% of it was preventable but for the attitude and narcissism of the ruling elites the own and run it all. As for Gloria's hospital experience, her immoral treatment by staff and system isn't unique to hospitals serving the poor. A poor (working or otherwise) patient gets significantly different treatment than a member of the middle to ruling class even in a hospital in an affluent area. It's like they can smell us... and despite the fact that most RN's are working class too, they don't want to be associated with us and their treatment of us when we rely on their help reflects that disassociative bitterness.

In my area, the elites are building their own exclusive infrastructure so they don't ruin their beautiful minds with working class negativity. Four private exclusive surgery centers have gone up in the last five years nearby. I asked a doc who has privileges at one, after his raving about the gear, facilities and staffing there, if I could go to one of those if and when my degrading spine decides to call it quits. He laughed and said, with a straight face, if you don't serve on an executive board or as a CEO or VP of some major corporation, even your insurance is no good there. Wow. god bless 'merkuh. No reason to feel bitter, is there? Nah, smile, be positive, trust the secret... just imagine away that cancer, the busted spine... the Secret will work for you too. and the parasite laughs all the way to their privately owned bank....

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» RE: Sounds like quite a book Posted by: ALANHESTER
A Homeless Solution: IF people care!
Posted by: CaptainChurch on Sep 6, 2007 11:50 AM   
Current rating: 1    [1 = poor; 5 = excellent]
"A Homeless Solution: IF people care!" on:

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~~~On sites above: "A New fact about Jesus Christ" and "666 finally
explained"~~~
*
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like, "Who are YOU?!?" , "The useless War of the Sexes" and "LOVE is
the Real Thing".]
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page-2003]
Jim Sorrell [CaptainChurch]
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

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They would never try these tricks with car insurance.
Posted by: babs on Sep 6, 2007 12:08 PM   
Current rating: 5    [1 = poor; 5 = excellent]
Can you imagine the uproar if auto insurance companies worked the way HMOs do?

You know, arbitrarily increasing premiums by 100 or 200%? or refusing to pay out for a write-off or an injury sustained in an accident? or saying that the car had a "previous condition" like a broken tail light so the coverage was cancelled without notifying the insured?

Nobody would stand for any of that. They pay good money for auto insurance.

Why then do Americans stand for the royal rip off that constitutes their health care "insurance"? Are cars more important than a person's health and wellness?

It would appear that in this screwed up system, cars win. Henry Ford would be proud.

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